A money coaching program for clients who are ready to change their money story. Unlike traditional financial coaching, Coach Andrea‘s work with clients goes beyond a budget - into the history and the deeply personal relationship each client has with money - because that's where the real and lasting change begins. We use the Five Points outline below to guide each client's personalized plan.
A personalized money management program for clients who want help managing their day to day money matters. From bill paying, budgets, financial record management, tax preparation, to POA. If you lack time, struggle with your personal finances, or need help with caretaking responsibilities for a relative, Coach Andrea partners to help simplify life and bring peace of mind.

To say allot has changed in Andrea's life since 2021 would be an understatement. Her family became debt free, she lost a sibling, helped sell a 55 year family business, and became her mom's primary caretaker.
It's those lived experiences and deep reflection that helped her lead with her heart and gracefully exit a three decades long corporate career that had honestly started to feel more like a job.
Andrea understands what it takes to manage finances and create mindset change. As mentioned she led her family out of $1,000,000 in debt to become debt-free. She also managed a $900 million product line and team of 10 in her last role. This success along with a desire to make real change in people's lives is what motivated her to start Coaching 4U, LLC, in 2024.
Her boutique money coaching practice allows for a personalized approach with each client. Andrea is there to communicate, manage, coach, teach, guide and inspire you on your money journey.
2024 Certified Financial Coach Master Training (FCMT) via the Dave Ramsey organization
2026 member of American Association of Daily Money Managers (AADMM)
She welcomes the opportunity to learn more about your unique story and the change you're ready to make in your life.
with Coach Andrea on your current reality; envisioning the changes you want to make.
new tools and behaviors to achieve your desired change.
designed for the changes you desire with flexibility to adjust as needed.
every day helps you learn and build new behaviors.
to yourself and Coach Andrea to maximize your success
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Copyright © 2026 Coaching 4U, LLC | Andrea Naef - Money life Coach - All Rights Reserved.